Our Commitment to Your Privacy
At Masters Insurance Financial, we value your business and thank you for choosing our brokerage as your insurance intermediary. As our client, you trust us with your personal information and with that trust in mind, we want you to be aware of our commitment to protect and keep confidential the information you share with us in the course of doing business together.
This Privacy Policy describes how David Corrado, CFP®, operating through Masters Insurance Financial and Investia Financial Services Inc., collects, uses, discloses, and safeguards your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.
How We Collect, Use, and Disclose Your Information
As your insurance and financial services intermediary, it is essential for us to collect personal information in order to provide the products and services that best meet your needs. Personal information is any pertinent information relating to you as an identifiable individual that may be collected by us directly from you or through external sources with your consent.
Personal information may be used and shared with third parties (such as insurance companies, brokers, agents, financial institutions, and our professional advisors) for various purposes integral to our role as your intermediary. These purposes include but are not limited to:
- Communication with insurance companies and financial institutions on your behalf
- Assessing and processing your applications through insurance companies' underwriting and privacy practices
- Assessing your ongoing needs and offering products and services to meet those needs
- Evaluation and analysis of claims
- Fraud detection and prevention
- Compliance with applicable law and other audit, security, or regulatory requirements
- Other purposes disclosed in our terms of business or disclosed to you at the time of collection, use, or disclosure
From time to time, we may also de-identify personal information so that we may use that information for our business purposes in a way that does not identify you. For example, we may combine your personal information with that of other individuals to prepare claims and coverage statistics and perform benchmarking analysis so that we can better serve you.
It is important that any personal information maintained by us is complete, accurate, and up-to-date. Having accurate information about you allows us to provide you with the best possible service and we encourage you to promptly inform us of any changes to your personal information.
Information We Collect Through This Website
When you visit this website or use our online quoting tools, we may collect the following types of information:
- Information you provide directly: Name, date of birth, gender, contact information (email address, phone number), smoking status, and coverage preferences submitted through our quote tools or contact forms.
- Automatically collected information: Your IP address, browser type, device information, pages visited, and time spent on our site. This information is collected through cookies and similar technologies as described in our Cookie Policy.
Information submitted through our online quoting tools is processed through Life Design Analysis, a third-party insurance quoting platform. By using this tool, you consent to the processing of your information in accordance with their privacy practices as well as ours.
Our Assurance
Your privacy is important to us and we are committed to protecting any personal information collected by us.
- We do not sell your personal information to anyone, nor do we share your personal information other than for the purposes identified above without your express consent.
- All employees who are granted access to process any personal information are trained to collect and use such information only as necessary to perform their duties. They understand the intention and purposes of this information and fully understand the need to keep this information confidential and protected.
- We have established physical and electronic systems safeguards to protect your information from unauthorized access or misuse.
We will ensure that our privacy policy remains current with applicable laws and regulations, including PIPEDA, at all times. In the event of any amendment to our privacy policy, a notice will be posted on this page and communicated to you. If you continue to use our services following such amendment, you will be deemed to have acknowledged and consented to the terms of the updated privacy policy.
Your Rights Under PIPEDA
Under Canadian privacy law, you have the right to:
- Access: Request access to the personal information we hold about you
- Correction: Request correction of any inaccurate or incomplete personal information
- Withdrawal of Consent: Withdraw your consent to the collection, use, or disclosure of your personal information, subject to legal or contractual restrictions
- Complaint: File a complaint with the Office of the Privacy Commissioner of Canada if you believe your privacy rights have been violated
It should be noted that the withdrawal of your consent may prevent us from providing you with the requested insurance and financial services.
Your Choice
We will occasionally use your personal information to inform you of new or different products that become available. If you do not wish to receive this information, you may ask us not to use it by contacting us directly.
Contact Us
If you have any questions or concerns about this privacy policy, or if you wish to exercise any of your privacy rights, please contact:
David Corrado, CFP®
Masters Insurance Financial
7300 Keele St. Suite 103, Vaughan, ON L4K 0E5
Phone: (416) 637-7220
Email: [email protected]
For more information about Masters Insurance Financial's policies and procedures, please contact Max Ciccolini or any one of the principals of Masters Insurance Limited.
Last updated: February 2025